Volume 01 · A family allowance tracker
A family bank that grows like a garden.
Track weekly allowance. Share each payday across spending, giving, and saving. Let saving grow the way real money does. Pretend rules — real habits.
The three jars
Every payday shares three ways.
Set it per kid. Where each payday goes lives with the schedule, so changing it changes future paydays — never history.
Day-to-day money. Pocket cash.
What a kid actually gets to choose how to spend. Defaults to 50% of each payday — go higher or lower per kid.
For someone else.
A small, deliberate slice set aside for charity, gifts, or community. Defaults to 20%.
The jar that grows.
Grows at a rate you set. Watching saving outpace spending is the lesson the app exists for.
How it works
Three small decisions a year. The rest runs itself.
Set the weekly amount.
Pick a payday total and where it goes per kid. Twiggybank does the math; you do the math lessons.
Paydays run themselves.
A scheduled run pays out every week — accurate to the penny under the hood, simple under the eyes.
Saving compounds visibly.
Saving grows a little every day. Kids watch the number climb — they learn what compound means by watching it happen.